Disclosures

Opinions expressed herein are solely those of Thomas M. Hallberg, LLC dba Wealth Transitions and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Thomas M. Hallberg, LLC dba Wealth Transitions an Investment Advisor in the State of Minnesota. Being registered as an investment adviser does not imply a certain level of skill or training.

Thomas M. Hallberg, LLC dba Wealth Transitions is not affiliated with or endorsed by the Social Security Administration or any other government agency.

The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Minnesota or where otherwise legally permitted.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Purchases are subject to suitability. This requires a review of an investor's objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.

Securities offered through Charles Schwab, Member FINRA/SIPC. Wealth Transitions and Charles Schwab are separate entities, independently operated.